Friday, February 9, 2018

Los tres retos principales de la Ley FinTech - Perspectiva Deloitte

Se trata de la primera legislación que habrá en su tipo en América Latina. Su objetivo principal es regular a las empresas de tecnología financiera, que en los últimos tres años han presentado un índice exponencial de crecimiento en el país, con un nivel de transacciones que han superado incluso los 400 millones de pesos, según cifras del Banco de México.

link to the POV

Thursday, February 8, 2018

Running News Fintech - Feb 8, 2018

Y Combinator Newsletter - Feb 5, 2018 link
The Apple Watch can detect diabetes with an 85% accuracy, Cardiogram study says link
Search Engine Optimization (SEO) Starter Guide link
The Definitive Guide To SEO In 2018 link
Zigglio Bridges Gap Between Offline, Online Marketing and Elevates Customer Engagement link
Are You Working on a Side Project or a Startup? link
Skin Cancer Detection Using Artificial Intelligence link
Deep Learning Summit and AI Assistant Summit Day 1: Highlights - ReWork link
Paying Down Credit Card Debt in Suboptimal Ways
Many consumers split their credit card payments across multiple cards in proportion to outstanding balances, ignoring interest rate differences and paying more than necessary link

Friday, February 2, 2018

Running News Fintech - Feb 2, 2018

Filmmakers at Sundance Explore New Narratives Using Artificial Intelligence link

Mexico Regulators ‘Looking Into’ eCommerce ‘Monopolies’ link

Amazon’s Plans To ‘Cash In’ On Mexican eComm Market link

In Mexico, shoppers can deposit between 100 pesos ($5.20) and 5,000 pesos per transaction at several convenience store chains throughout Mexico, including 7-Eleven, placing up to 10,000 pesos a day into Amazon accounts online.
The service is not offered at Oxxo convenience stores, which compete with 7-Eleven in Mexico and accept cash for MercadoLibre shoppers. Ramirez said Amazon aims to expand its network, but declined to comment on whether Oxxo would be included.

Challenger bank Fiinu to put people before profit link

The bank has developed an automated lending robot, Fiinuscore, which, combined with PSD2 and Open Banking will be able to provide “small overdrafts to millions of people within the payday loan price cap”.
The technology, such as artificial intelligence (AI), machine learning, robotics and blockchain, will enable Fiinu to operate a high-volume, low-margins lending model and “be more efficient and cost-effective than any other traditional bank in the world today”.
Fiinu describes its monetisation strategy as the “Walmart of Banking”. It will lend its fixed long-term depositors’ savings on a very short-term basis to consumers. In terms of its target market, it believes it will be “particularly appealing” to millennials and young adults, and consumers with lower credit scores. Fiinu will also target the wealthier segment with its savings accounts and cryptocurrency offerings.
The bank will be launching a Seedrs funding round in February this year and is aiming for the early 2019 launch. It says it is already more than halfway through the Bank of England authorisation process.
In terms of technology, it will be a combination of in-house development and purchased software.

All quotes - no original text

Saturday, January 20, 2018

First 90 Days - Book learning promise

The book promises the reader to learn how to:

  • generally and quickly diagnose the situation in the new role and organization
  • gain clarity about the challenges and opportunities
  • asses personal and situational strengths and weaknesses
  • identify greatest personal vulnerabilities
  • quickly establish priorities
  • manage key relationships
  • leverage yourself by building teams, creating coalitions, recruiting supportive network of advisors and councelors

Saturday, November 11, 2017

Most common resolutions

Think Hack. - Resolutions and personal improvement plans

25 Of The Most Popular (And Commonly Broken) New Year Resolutions link

  • 1. Have a baby
  • 2. Do something for charity
  • 3. Try an extreme sport
  • 4. Run a half or full marathon
  • 5. More biking
  • 6. Get rid of old clothes
  • 7. Spend less time watching TV
  • 8. Spend less time on Facebook
  • 9. Have better sleep
  • 10. Learn an new language
  • 11. Improve a relationship
  • 12. Travel
  • 13. Stop procrastinating
  • 14. Enjoy life to the fullest
  • 15. Manage stress better
  • 16. Spend more time with the family
  • 17. Get organized
  • 18. Eat healthier
  • 19. Save money
  • 20. Get out of debt
  • 21. Get a new job
  • 22. Quit drinking
  • 23. Quit smoking
  • 24. Exercise
  • 25. Lose weight

The most common New Year's resolutions – and how to stick to them link

  • 1. Exercise more - 38%
  • 2. Lose weight - 33%
  • 3. Eat more healthily - 32%
  • 4. Take more active approach to health - 15%
  • 5. Learn new skill or hobby - 15%
  • 6. Spend more time on personal wellbeing - 12%
  • 7. Spend more time woth family and friends - 12%
  • 8. Drink less alcohol - 12%
  • 9. Stop smoking - 9%
  • 10. Other - 1%

Characteristics of a good goals/objectives:

  • Goal should be specific
  • Measurable
  • Achievable
  • Exciting
  • Recorded

2017 New Year’s Resolutions: The Most Popular and How To Stick to Them link

  • Get Healthy: 62,776,640 searches, a 13.77 percent increase over last year during the same time period, when it was searched 55,177,290 times.
  • Get Organized: 33,230,420 searches, dipping by 7.41 percent compared to last year’s tally of 35,888,700.
  • Live Life to the Fullest: 18,970,210, spiking by 13.04 percent from last year, when it maxed at 16,782,030.
  • Learn New Hobbies: 17,438,670 searches, up 4.72 percent from last year’s total searches of 16,652,950.
  • Spend Less/Save More: 15,905,290 searches, up 17.47 percent from 13,539,500 in 2016.
  • Travel: 5,964,130 searches, down by 0.82 percent from 2015’s 6,013,550,
  • Read More: 4,746,560 searches, down 5.63 percent from last year’s 5,029,790.

Grand Total: 159,031,920, up by 6.67 percent from last year’s searches, which numbered 149,083,810.

New Years Resolution Statistics

  • 1 Lose Weight / Healthier Eating 21.4%
  • 2 Life / Self Improvements 12.3%
  • 3 Better Financial Decisions 8.5%
  • 4 Quit Smoking 7.1%
  • 5 Do more exciting things 6.3%
  • 6 Spend More Time with Family / Close Friends 6.2%
  • 7 Work out more often 5.5%
  • 8 Learn something new on my own 5.3%
  • 9 Do more good deeds for others 5.2%
  • 10 Find the love of my life 4.3%
  • 11 Find a better job 4.1%
  • Other 13.8%

Wednesday, November 8, 2017

Think Hack. - Accenture Global Digital Hackathon

1. Official Hackathon Links

  • ACCENTURE DIGITAL HACKATHON EDICIÓN CONECTADA A NIVEL GLOBAL link
  • ACCENTURE GLOBAL DIGITAL HACKATHON - CdMx link

2. Most pressing societal issues - MX anf Global

Los 15 Problemas Sociales de México Actuales Más Graves link

  • 1- Pobreza
  • 2- Delincuencia
  • 3- Corrupción
  • 4- Acceso a la alimentación
  • 5- Acceso a la salud
  • 6- Acceso a la educación
  • 7- Contaminación
  • 8- Vivienda
  • 9- Inclusión de las minorías
  • 10- Desempleo
  • 11- Trabajo informal
  • 12- Analfabetismo
  • 13- Machismo y violencia contra la mujer
  • 14- Explotación Infantil
  • 15- Mala aplicación de la ley

Top Ten Social Issues link

  • 1. Obesity
  • 2. Smoking
  • 3. Youth Alcohol Usage
  • 4. Transportation
  • 5. Basic Needs
  • etc.

10 Major Social Problems That Could Be Fixed With Innovative Solutions link

  • 10. Youth Unemployment
  • 9. Climate Change
  • 8. Gun Control
  • 7. Refugees
  • 6. Homelessness
  • 5. The Prison System
  • 4. Declining Postal Service - Converting it into a Bank
  • 3. Food Production
  • 2. Water Scarcity
  • 1. Third-World Poverty

The 10 most critical problems in the world, according to millennials link

  • 10. Lack of economic opportunity and unemployment (14.2%)
  • 9. Food and water security (15.1%)
  • 8. Lack of political freedom and political instability (15.5%)
  • 7. Lack of education (16.5%)
  • 6. Safety, security, and well being (18.1%)
  • 5. Government accountability and transparency, and corruption (21.7%)
  • 4. Poverty (31.1%)
  • 3. Religious conflicts (33.8%)
  • 2. Large scale conflict and wars (38.5%)
  • 1. Climate change and destruction of natural resources (45.2%)

The 10 Social Issues Americans Talk the Most About on Twitter link

  • 1. Better Job Opportunities
  • 2. Freedom From Discrimination
  • 3. A Good Education

What are the 10 biggest global challenges? link

  • 1. Food security and why it matters
  • 2. Why should growth be inclusive?
  • 3. What will the world of work look like?
  • 4. Climate change: can we turn words into action?
  • 5. What's the future of global finance?
  • 6. What's the future of the internet?
  • 7. Will the future be gender equal?
  • 8. What’s the deal with global trade and investment?
  • 9. Long-term investing: how can we plug the gap?
  • 10. How can we make healthcare fit for the future?

3. Other Links

  • World Economic Forum's (WEF) annual Global Shapers survey link
  • México Digital: La ruta hacia el Alto Desempeño link
  • ACCENTURE AI HACKATHONS link

Sunday, June 25, 2017

Principles of Jim Simons

  • Dont run with the crowd
  • Partner and collaborate with very good people
  • Be guided by beauty
  • Dont give up - persistence has value, good things take time
  • Hope for some good luck

Source: YouTube - Investors Archive
Interview Date: 30th October, 2014
Event: The American Mathematical Society and the Mathematical Sciences Research Institute
Published: Feb 18, 2017